Bitcoin & Ethereum DCA Calculator

Project your wealth through disciplined dollar-cost averaging

Dollar-cost averaging (DCA) is the HODLer's strategy: invest a fixed amount regularly, regardless of price, and let compound growth work over years and decades. This calculator shows you what consistent discipline can build.

🟠 Bitcoin DCA

10 years
Bitcoin historical CAGR: 30-50% (but past ≠ future)
Total Invested: $60,000
Ending Value: $500,000
Total Gain: +$440,000
Return Multiple: 8.3x

🟣 Ethereum DCA

10 years
Ethereum historical CAGR: 20-40% (smart contract platform)
Total Invested: $30,000
Ending Value: $250,000
Total Gain: +$220,000
Return Multiple: 8.3x

📚 Why DCA Works for Bitcoin & Ethereum

Removes timing risk: You don't need to predict market tops and bottoms. You buy throughout all cycles—bull and bear.

Reduces emotional decisions: Fixed monthly investment creates discipline. No FOMO buys at peaks, no panic sells at lows.

Compound growth: Over 10+ years, even moderate annual returns (20-30%) compound into life-changing wealth.

Bitcoin & Ethereum: The two largest cryptocurrencies by market cap, most established networks, lowest risk in crypto space.

Realistic expectations: Past performance (30-50% CAGR) will not continue. Future returns more likely 15-30% annually. Even at conservative 15%, Bitcoin + Ethereum can 3-5x over a decade.

Support HODLer Wisdom

This calculator and all our educational content is free. If it helps your journey to financial sovereignty, consider a donation:

0xbA36C3495173E7092299026633407Ab07D2Bb5BF

Send ETH to support independent Bitcoin & Ethereum education